Following an Efficient Financial Strategy Produces Dividends James Lange, CPA/Attorney Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx Episode 120 TOPICS COVERED: Guest Introduction: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, Introducing Gamma, The Bucket Analysis, Other Key Aspects of the Gamma Strategy, Tax Efficiency as Part of Your Financial Strategy, Morningstar and Defining “Liability Relative Asset Allocation Optimization”